Paving a Path to Prosperity

through lucrative property development opportunities & superior share portfolio management

Explore Investment Opportunities

Investing wisely to provide for a comfortable lifestyle and secure your future is your highest priority.

Here’s a great way to invest in property developments or invest in a share portfolio designed to outperform the market.

Building Wealth
Through Property

  • Regular and reliable monthly income
  • Project profit share

Learn more

Building Wealth
Through Shares

  • Exchange-listed Shares
  • Higher Returns for Lower Risk through professional portfolio management
Learn more

Building Wealth Through Property

Everyone’s financial goals are different.  Your choice of two attractive investment options:

Income Builder

     Reliable Cashflow

  • Monthly Income : 5.75% – 10.01% p.a

  • 12 or 24 month terms
MAke an Enquiry

Wealth Builder

 Mortgage Income or Profit Share

  • Monthly Income : 8.5% p.a.  
  • Project-end Profit Share : 17% p.a. (approx.)
  • 24 month terms
Make an Enquiry
Current & Upcoming ProjectsPast Projects

Current and Upcoming Projects

Project One

Two Luxury Townhouses

  • Location: Montmorency, Vic
  • Stage: Under construction
  • Status: Fully Subscribed
  • Investment return: 17% p.a.
  • Investment timeframe:
    18 months
Project Two

Single Residential Dwelling

  • Location: Horsham, Victoria
  • Stage: Under construction
  • Status: Fully Subscribed
  • Investment return: 10%
  • Investment timeframe:
    6 months
Project Three

Seven Stylish Townhouses

      • Location: Reservoir, Victoria
      • Stage: Negotiating purchase
      • Status: Open
      • Investment return: TBA
      • Investment timeframe:
        24 months
Enquire now
Project Four

Four Luxury Townhouses

  • Location: Daylesford, Victoria
  • Stage: Negotiating purchase
  • Status: Open
  • Investment return: TBA
  • Investment timeframe:
    12 months
Enquire now

Past Deals Advisory Board Members have delivered

Glen Iris Apartments

  • Value: $15.5m
  • Size: 15 apartments
  • Location: Glen Iris, Vic
  • Type: Residential

59 Palmerston Crescent

  • Value: $36m
  • Size: 69 apartments
  • Location: South Melbourne, Vic
  • Type: Residential

King St Apartments

  • Value: $40m
  • Size: 60 apartments
  • Location: Melbourne CBD, Vic
  • Type: Residential


  • Value: $700m
  • Size: 2,500 lots
  • Location: Beveridge, Vic
  • Type: Land subdivision

Building Wealth Through Shares

A share portfolio is a vitally important source of long- term wealth. The only goal of a portfolio should be to ‘outperform the market’.

Share Market Investing

It takes knowledge, expertise and access to an extensive range of research tools to consistently outperform the market. For information on how to create and grow your personal share portfolio.  Book an appointment with Michael van Cuylenburg through the link below.

Michael’s extensive share market experience has been gained through roles as Trustee of an Employer Superannuation Fund and as a Stockbroker, thirteen years as Senior Client Adviser to Private Clients and an Industry Superannuation Fund, plus extensive experience trading in Shares and Derivatives.

Make an appointment

Ricard Group

Ricard Group comprises Ricard Securities (AFSL 299812) and its Norsec subsidiary. Activities are property development and sharemarket investment. A highly qualified and experienced Advisory Board drives all property activity while sharemarket investment is a personal service delivered by Michael van Cuylenburg.

Ricard Projects Advisory Board: A Wealth of Experience

Michael van Cuylenburg


Michael controls Ricard’s Property and Mortgage Funds and provides personal investment advice.

He enjoyed a successful career as a corporate finance executive for 17 years across a broad range of industry sectors, followed by 13 years as a Stockbroker. Michael has spent the last 12 years as Principal of Ricard Securities Pty Ltd, which holds an Australian Financial Services License issued by the Australian Securities & Investments Commission (ASIC). AFSL 299812

Michael holds a Bachelor of Economics, was a CPA for 28 years and is a Member of the Australian Institute of Company Directors.

Dennis Danaher

Director and Partner: Danaher Legal

Dennis is a commercial lawyer with more than 20 years’ experience across a wide range of business activities and industries. He is Director and Principal of Danaher Legal, a firm with strong property expertise.

Dennis has long been involved in and given legal advice on the structuring of businesses and property developments to optimise their efficiency and returns.
Danaher Legal handles all of Ricard Group’s corporate and commercial matters, provide strong commercial and legal advice on our projects.

Dennis is also a director of Ouse River Wines and is the trustee of several large investment Trusts.

Anje Juric

Director: Developments Now

Anje acts as Project Manager for all Ricard Property projects and as Ricard’s representative overseeing any non-Ricard Project that the Company invests in.

During his engineering career spanning over a quarter of a century, Anje has delivered several high-profile property developments in Victoria including Manor Lakes master-planned community and ARK residential apartment development, and has previously worked with prominent developers including Dennis Family Corporation, Metricon, and Hickory Group.

Anje’s extensive experience is highly sought after in the industry.

MarieBentleigh, Victoria

"What Michael is offering is an investment opportunity for those of us who are time poor. I was particularly impressed by the team he brought to the table also. I think it’s exciting!”.

MaxyBeaumauris, Victoria

“Very professionally delivered. As a merchant banking and finance professional of many years, I asked a number of financial questions and found Michael’s answers to be very knowledgeable”

JohnMelbourne, Victoria

“I think investors are really looking for certainty in their investments today. I think this is a great opportunity for people to explore”

RogerBrighton East, Victoria

“ I learned more about how investment in property actually works from a wholesale perspective, and got my first inkling of how to go about doing this. I found Michael to be very credible.”


Ricard Group

Suite 410, 737 Burwood Road
Hawthorn East Vic 3123


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